PLEASE READ AND UNDERSTAND THESE TERMS AND CONDITIONS BEFORE ACCESSING OR USING THIS WEBSITE AND/OR THE ONLINE SERVICES PROVIDED BY AEON INSURANCE BROKERS (M) SDN. BHD. (FORMERLY KNOWN AS INSUREPRO SDN. BHD.) [REGISTRATION NO. 198201005186 (84938-X)] (“AIBM”, “we”, “our” or “us”). BY ACCESSING OR USING THIS WEBSITE AND/OR THE ONLINE SERVICES THEREOFPROVIDED HEREIN, IT IMPLIES THAT YOU HAVE READ, UNDERSTOOD AND AGREED TO BE BOUND BY THESE TERMS AND CONDITIONS.

1. USE OF INFORMATION AND MATERIALS

Products and services referred to in this website are only in Malaysia. The information materials terms, conditions, and descriptions contained in this website are subject to change from time to time without notice at our absolute discretion. The information and materials contained on this website are not intended to provide professional advice. You should seek independent advice of the products and services provided in this website. Your eligibility for the particular products and services is subject to final determination by us.

2. TRADEMARKS AND COPYRIGHTS

All trademarks, trade names, logos and service marks displayed/contained on this website are the property of AIBM or third party proprietors as identified in this website. These trademarks, trade names, logos and service marks may not be used by any means without a prior written permission consent from AIBM and/or such third party proprietor.

The information and materials on this website are protected by copyright and all the applicable rights are hereby reserved. No part of these information or materials may be modified, reproduced, stored in a retrieval system, transmitted copied, distributed, used for creating derivative works or in any other way for commercial or public purposes without our prior written consent.

3. NO WARRANTIES

The information and materials contained in this website, including geographic, political, economic, statistical and financial, may changed over time. Whilst every care has been taken by us in preparing the information and materials contained in this website, such information and materials are provided on an “as is” and “as available” basis and we do not warrant the accuracy, adequacy or completeness of these information and materials and expressly disclaim liability for any error or omission in these information and materials.

4. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, we accept no liability and shall not be liable to you for any loss damage or expense (including direct or indirect, special, incidental consequential exemplary, punitive loss or damage) however arising from your access or use of this website or the online services provided herein or your reliance on any information or materials thereof, and any defect, error, imperfection, fault, mistake or inaccuracy with this website, its contents or associated services, or due to any unavailability of the website or any part thereof or any content or associated services or delay in operation or transmission, computer virus or line or system failure, even if we have been advised of the possibility of such losses, damages or expenses.

5. LINKS

This website may contain links to websites controlled or offered by third parties We are not responsible for the contents available on or the set-up of any other websites linked to this website. Accessing to and using of such external websites are solely at your own risk. We shall not be responsible for any loss, damage or expense arising from your access to or use of such external websites. We shall not be deemed to endorse, recommend, approve, guarantee or introduce any third party or the service product provided by any third party on such external websites, or have any form of cooperation with such third party and external websites. We are not a party to any contractual arrangement entered into between you and the provider of the external website unless otherwise expressly specified or agreed to by us.

6. EMAIL

Emails sent to or from us over the Internet cannot be guaranteed to be complete. We are not responsible for any loss, damage or expense incurred by you when an email is sent to us or from us at your request, over the Internet.

7. DOWNLOADING

We accept no liability and responsibility for any software or material downloaded from this website and does not guarantee that no viruses or other contaminating or destructive materials will be transmitted or that no damage will occur to your computer system, equipment or program arising from your use of this website. Downloading of such software or material from this website is solely at your own risk.

8. TRANSMITTING OVER THE INTERNET

Due to the nature of the Internet, transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. We are not liable for any malfunction in communications facilities which is not under our control that may affect the accuracy or timeliness of the messages and transactions you send.

9. INDEMNITY

You hereby irrevocably agree to indemnify and to keep us fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding or expense (including legal fees ) suffered or incurred by us arising from or which is directly or indirectly related to your access to and/or use of this website or the online services provided herein or any breach and non-observance of any of these terms and conditions by you.

10. TERMINATION

We reserve the right to terminate or suspend your access to and/or use of this website and/or the online services provided herein temporarily or permanently without notice should you breach any of these terms and conditions.

11. AVAILABILITY

The information and materials provided in this website are not intended for distribution to, or to be used by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to laws or regulations or which would subject us to any registration requirement within such jurisdiction or country.

12. GOVERNING LAW AND JURISDICTION

These terms and conditions shall be governed by Malaysian laws. By accessing or using this website and/or the online services provided herein, you hereby agree to submit to the exclusive jurisdiction of the courts of Malaysia for all disputes relating to the access or use of this website and/or the online services provided herein.

13. PRIVACY

By accessing or using this Website and/or the online services provided herein, you have irrevocably agreed to be bound by our Privacy Notice which is available at https://www.aeoninsurance.com.my/ in relation to the collection, processing, use and disclosure of your personal data. Our Privacy Notice shall be deemed to be incorporated by reference into these terms and conditions.

14. AMENDMENT TO THESE TERMS AND CONDITIONS

We may amend these terms and conditions at any time without notice and such amendments shall be effective once the updated version of these terms and conditions are posted on this website. You are responsible to view these terms and conditions regularly and to ensure that you are kept up-to-date with any amendments to these terms and conditions. Your continued access or use of this website or the online services provided herein after any such amendments shall constitute your acceptance and agreement to be bound by such amendments.